Ledgera is a personal record-keeping tool for your own income, spending, accounts and budgets. It does not connect to financial institutions, move money, provide credit or loans, give financial, tax or investment advice, or act as a bank. Balances, statements and due dates shown in the app are calculated from what you enter; always rely on your bank or card issuer for official figures and deadlines.
Your book is stored on your device. You are responsible for keeping backups (Ledgera offers backup files and, with Pro, daily automatic backups on the device). We cannot recover data that was deleted or lost with your device.
Prices are shown in the app in your local currency before you buy. Payment is charged to your Google Play account. Subscriptions renew automatically until cancelled. You can cancel any time in Google Play → Profile → Payments & subscriptions → Subscriptions; access continues until the end of the paid period. Refunds follow Google Play’s refund policy. The free plan includes unlimited entries, all views and statistics, up to three accounts and three budgets, one receipt photo per entry, and shows ads.
Features may change over time. We provide Ledgera “as is” without warranties to the extent permitted by law, and our liability is limited to the amount you paid for Ledgera in the 12 months before a claim. Nothing in these terms limits rights you have under mandatory consumer law.